DebtWave named one of 2024's Best Credit Counseling Services by:
Tired of paying hundreds in interest every month?

Decrease your credit card payments by up to 25% to 50%.

  • Lower interest rates
  • Lower monthly payments
  • Payoff debt quicker
  • Improve credit scores
See how much you could save!
We work with the top credit card companies...
And many more  
This is our "Why?"

Customers love DebtWave.

Lisa T.
★ ★ ★ ★ ★
I'm so happy that I made the decision to get off the hamster wheel. I would recommend this program to friends. I'd like to thank Mauricio F. for his assistance, understanding, and getting the job done. A weight has been lifted.
Roxana D.
★ ★ ★ ★ ★
It was such an easy process! I am almost debt-free! A few more months to go. I don’t know how I could have done it without them. This process thought me a great lesson: I can live without using my credit cards!
on BBB
Steve B.
★ ★ ★ ★ ★
The DebtWave staff has been working tirelessly to help me get my credit accounts together; helping me get a better interest rate to pay off in one monthly payment.
Natalie L.
★ ★ ★ ★ ★
We've been enrolled since November 2019 and have already paid about 63% of our debt down, our credit scores have increased drastically, and we're on route to meet our financial goals, despite job changes.
on Yelp

Escape debt-stress in 3 easy steps.

Speak to a Credit Counselor at No Cost

Review your credit card debt, expenses and income with a certified credit counselor to see what savings you may qualify for.

Explore our Debt Management Program

Find out if you qualify for our Debt Management Program which includes lower interest rates and becoming debt-free in 3-5 years.

Watch Your Debt Disappear

Make one payment to us and we will disburse to your creditors each month. Pay significantly less in interest as you reach your goal of becoming debt-free!

How much could you save?

We negotiate with your creditors for reduced monthly payments, lower interest rates, and to stop penalty fees – saving you time and money.
On your own.

$20,000 in debt

  • $600 per month (Monthly Payment Amt.)
  • 21 years, 5 months (Payoff Duration)
  • $39,497.21 (Total Amount Paid, Incl. Interest)
With DebtWave DMP.

$20,000 in debt

  • $430 per month (Monthly Payment Amt.)
  • 5 years (Payoff Duration)
  • $24,931.57 (Total Amount Paid, Incl. Interest)


Saved on Monthly Payments

16.5 yrs

Saved on Total Payoff Duration
Here's your total savings!


Saved on Total Amount Paid
Get A FREE Quote

Is a Debt Management Program the best solution for you?

Improve Credit
Quick Results
Saves You Interest
Single Payment
Debt Management Program
Debt Consolidation
On Your Own

Common questions.

Still have questions? Get in touch
Reach your goals faster with the advice you deserve.
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